Southern California
Orange County mortgages.
Purchase, refinance, and jumbo financing for Orange County's competitive coastal market.
From Irvine and Newport Beach to Huntington Beach, Anaheim, and the South County suburbs, Orange County is one of California's most competitive housing markets. Kevin Darmody helps OC buyers and homeowners move fast — with pre-approvals that strengthen offers and loan structures built around high local home values.
Because so many Orange County homes price above the conforming loan limit, jumbo financing is the norm rather than the exception. Kevin specializes in jumbo and high-balance loans and regularly structures financing for self-employed and complex-income borrowers throughout the county.
Get Orange County numbers
Accurate, no-obligation options. No credit pull.
Jumbo & High-Balance
Financing above conforming limits for OC's premium and luxury homes.
Competitive Offers
Fast pre-approvals that help your offer stand out in a tight market.
Refinance & Equity
Rate-and-term and cash-out options to put your Orange County equity to work.
Cities Kevin serves in Orange County
Many Orange County homes exceed the 2026 county conforming limit of $1,249,125, so jumbo or high-balance financing is common. Kevin will confirm which applies to your price range and structure the right loan.