Loan programs
Jumbo Loans
Financing for premium and luxury properties above conforming limits.
When a home's price exceeds conventional conforming loan limits, you need a jumbo loan. These are essential in North Lake Tahoe, Orange County, and coastal San Diego, where premium properties are the rule rather than the exception — and where a lender who understands the local market makes all the difference.
Kevin specializes in jumbo financing for high-value real estate, structuring loans that account for unique properties, complex income, and the seasonal market.
- Financing above conventional conforming limits
- Competitive rates on high-value properties
- Solutions for complex and self-employed income
Get a jumbo loans quote
No obligation, no credit pull.
High Loan Amounts
Finance premium properties that exceed standard conforming limits.
Luxury Properties
Tailored underwriting for unique, high-value Tahoe, OC, and coastal homes.
Complex Income
Structures that work for self-employed borrowers and varied income sources.
Jumbo Loans FAQs
When your loan amount exceeds the 2026 conforming limit for the county — $832,750 in much of the Tahoe basin, $1,104,000 in San Diego County, and $1,249,125 in Orange County. Kevin will confirm which bucket your price lands in and structure the file accordingly.
Other programs
Purchase Loans
Primary residences, vacation homes, and investment properties across California.
ViewRefinancing
Lower your payment, shorten your term, or tap your home's equity.
ViewVA Loans
Earned benefits for veterans, active-duty service members, and eligible spouses.
ViewFHA Loans
A flexible path to homeownership with a low down payment.
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