Loan programs
Purchase Loans
Primary residences, vacation homes, and investment properties across California.
Buying in North Lake Tahoe has its own nuances: HOA rules for short-term rentals, wildfire insurance, and seasonal income. Kevin lives and works here, so those details are handled up front instead of surfacing as last-minute surprises.
The same is true in Orange County and San Diego, where jumbo financing and competitive-offer pre-approvals are the difference between winning and watching. Kevin shops multiple investors so you get a loan that actually fits the house — and the market.
- Get pre-approved fast so your offer stands out in a competitive market
- Vacation home and short-term rental financing
- Conventional, FHA, VA, jumbo, and portfolio options
Get a purchase loans quote
No obligation, no credit pull.
Primary Residences
Conventional and government-backed loans with competitive rates for the home you'll live in.
Vacation Homes
Second-home financing built around Tahoe's seasonal and rental market realities.
Investment Properties
Loan structures for rentals and income properties throughout California.
Purchase Loans FAQs
It depends on the loan. VA loans can be zero down, FHA as low as 3.5%, and many conventional loans start at 3–5%. Kevin will walk you through what fits your situation.
Other programs
Refinancing
Lower your payment, shorten your term, or tap your home's equity.
ViewVA Loans
Earned benefits for veterans, active-duty service members, and eligible spouses.
ViewFHA Loans
A flexible path to homeownership with a low down payment.
ViewJumbo Loans
Financing for premium and luxury properties above conforming limits.
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