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Loan programs

VA Loans

Earned benefits for veterans, active-duty service members, and eligible spouses.

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VA loans are one of the most powerful benefits available to those who've served. Backed by the Department of Veterans Affairs, they offer qualified borrowers a path to homeownership with no down payment and no private mortgage insurance.

Kevin helps you make the most of your entitlement — from pulling your Certificate of Eligibility to structuring a loan that respects what you've earned. San Diego's military community makes this a specialty.

  • No down payment for qualified borrowers
  • No private mortgage insurance (PMI)
  • Reusable benefit you can tap more than once

Get a va loans quote

No obligation, no credit pull.

No credit pull. No obligation. Kevin follows up directly — usually the same day. Prefer to talk now? Call or text (415) 341-4472.

No Down Payment

Qualified veterans and service members can finance up to 100% of the home's value.

No PMI

Skip private mortgage insurance and keep more of your monthly payment working for you.

Flexible Qualifying

More forgiving credit and income guidelines than many conventional loans.

VA Loans FAQs

Most veterans, active-duty service members, National Guard, Reservists, and some surviving spouses qualify. Kevin can help you confirm and obtain your Certificate of Eligibility.

Other programs

Purchase Loans

Primary residences, vacation homes, and investment properties across California.

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Refinancing

Lower your payment, shorten your term, or tap your home's equity.

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FHA Loans

A flexible path to homeownership with a low down payment.

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Jumbo Loans

Financing for premium and luxury properties above conforming limits.

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