Loan programs
FHA Loans
A flexible path to homeownership with a low down payment.
FHA loans are insured by the Federal Housing Administration and designed to make buying a home more accessible. With down payments as low as 3.5% and more forgiving credit requirements, they're a popular choice for first-time buyers and anyone rebuilding their finances.
Kevin walks you through the trade-offs — including mortgage insurance — so you understand the full picture and whether FHA is the smartest route for you.
- Down payments as low as 3.5%
- More flexible credit qualifying than conventional loans
- Gift funds allowed for your down payment
Get a fha loans quote
No obligation, no credit pull.
Low Down Payment
Get into a home with as little as 3.5% down if you qualify.
Flexible Credit
FHA guidelines are more accommodating for a range of credit profiles.
First-Time Friendly
A common starting point for buyers making their first purchase.
FHA Loans FAQs
FHA loans accommodate lower scores than many conventional programs. Kevin can review your profile and tell you exactly where you stand.
Other programs
Purchase Loans
Primary residences, vacation homes, and investment properties across California.
ViewRefinancing
Lower your payment, shorten your term, or tap your home's equity.
ViewVA Loans
Earned benefits for veterans, active-duty service members, and eligible spouses.
ViewJumbo Loans
Financing for premium and luxury properties above conforming limits.
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