Mortgage help by city.

Incline Village

Kevin is based in Incline Village and knows this market as a neighbor, not a visitor. Jumbo financing, second homes, and HOA / STR rules are everyday work here — not exceptions.

Truckee

Truckee's year-round community and mountain-town inventory mix primary residences with vacation homes. Kevin structures loans around seasonal income, construction, and Tahoe-region insurance realities.

Tahoe City

West Shore cabins and lakefront properties in Tahoe City often sit above conforming limits and come with unique occupancy and rental rules. Kevin shops jumbo and second-home programs that actually close here.

Kings Beach

Kings Beach mixes compact cabins with newer infill and short-term-rental inventory. Kevin helps buyers and owners navigate occupancy, insurance, and loan structures that fit North Shore properties.

South Lake Tahoe

South Lake Tahoe is a high-volume vacation and investment market. Kevin finances primary homes, condos, and income properties with a clear view of STR ordinances and jumbo needs on the California side.

Zephyr Cove

East Shore properties around Zephyr Cove are often luxury and second-home purchases. Kevin coordinates Nevada/California nuances and jumbo investors for these higher-value closings.

Irvine

Irvine's planned communities and high median prices mean jumbo and high-balance loans are routine. Kevin delivers fast pre-approvals so your offer is taken seriously in this competitive market.

Newport Beach

Newport Beach luxury and coastal inventory almost always requires jumbo or super-jumbo structure. Kevin works complex income and large-loan investors that fit harbor, peninsula, and back-bay properties.

Huntington Beach

Huntington Beach buyers range from first-time condos to coastal single-family homes. Kevin matches conventional, FHA, and jumbo options to the neighborhood and the offer timeline.

Costa Mesa

Costa Mesa sits in the middle of Orange County's job and housing market. Kevin helps buyers compete with clean pre-approvals and homeowners tap equity without a hard sell.

Anaheim

Anaheim offers a wider price band than the coast, including first-time and move-up buyers. Kevin shops FHA, conventional, and down-payment programs that keep monthly payments realistic.

La Jolla

La Jolla is jumbo country. Kevin structures large-loan purchases and refinances for coastal properties, including complex income and second-home occupancy.

Carlsbad

Carlsbad's mix of family neighborhoods and coastal inventory means both conforming and jumbo loans. Kevin helps North County buyers move quickly with a pre-approval that listing agents trust.

Encinitas

Encinitas, Cardiff, and Leucadia buyers often need jumbo financing and a lender who understands coastal insurance and ADU income. Kevin underwrites the story, not just the 1003.

Chula Vista

Chula Vista is a strong first-time and VA market. Kevin pairs down-payment programs, FHA, and VA benefits so South Bay buyers can compete without stretching past what they can carry.

Oceanside

Oceanside's military community and improving coastal inventory make VA and conventional purchase loans a daily conversation. Kevin helps service members and locals lock in the right structure.